At AXP, we make the mortgage journey clear, simple, and successful. Whether you're a first-time...
Mortgage Brokerage
Navigating Nigeria’s mortgage landscape can be overwhelming – from understanding eligibility to finding the right lender. At AXP, we simplify the process. As a trusted mortgage brokerage firm, we connect clients with the most competitive financing options from our network of reputable banks and financial institutions.
From loan matching and application assistance to end-to-end support, our mortgage solutions are designed to simplify the process. Whether you’re a first-time buyer or a seasoned investor, we help you access the capital you need—with less stress, fewer delays, and more favorable terms.
What We Do
Loan Matching
We assess your income, credit history, and goals to match you with the best mortgage offers available.
Application Assistance
We walk you through paperwork and eligibility requirements.
Negotiation
We negotiate favorable terms, including interest rates, repayment structures, and loan durations.
End-to-End Support
From pre-qualification to disbursement, we manage the process and keep you updated at every stage.
Why It Matters
Whether you’re a first-time buyer or seasoned investor, our mortgage solutions help you access the capital you need with less stress, fewer delays, and better terms.
Our Mortgage Process
We make getting a mortgage simple and stress-free. Here’s how it works:
Initial Consultation & Needs Assessment
We start with a one-on-one consultation to understand your housing needs, financial goals, and eligibility.Pre-Qualification
Based on your financial details, we give you an estimate of what you can afford and the best mortgage options for you.Property Selection & Evaluation
Choose from our verified properties. We’ll assist with valuation and ensure the property meets financing requirements.Mortgage Application & Documentation
We guide you through the application process and help you prepare and submit all required documents.Underwriting
Your application is reviewed by lenders for risk assessment, income verification, and property appraisal.Mortgage Approval
Once approved, you receive a formal offer and loan terms.Closing
Legal documentation is finalized, agreements are signed, and conditions are completed.Disbursement
Funds are released to the property seller or developer, and you officially become a homeowner.
Our Mortgage Products
We offer a range of mortgage products tailored to meet the unique needs of Nigerian homebuyers, including diaspora clients. Whether you’re a first-time buyer or looking to invest, we’ve got you covered.
Available Mortgage Products
National Housing Fund (NHF)
- Interest Rate: 6% per annum
- Tenure: 60 years – (minus current age)
- Maximum Loan Amount: ₦50 million
- Ideal For: First-time buyers, Civil servants, Employees with NHF contributions
Federal Housing Fund (FHF)
- Interest Rate: 6% per annum
- Tenure: Up to 25 years
- Maximum Loan Amount: ₦50 million
- Ideal For: Public and private sector employees
Mortgage Refinance Investment Facility (MREIF)
- Interest Rate: 12% – 15% (varies by lender)
- Tenure: 10–20 years (varies by lender)
- Maximum Loan Amount: Up to ₦50 million (varies)
- Ideal For: Buyers seeking refinancing or longer repayment terms
Commercial Mortgage Loans
- Interest Rate: 30% per annum
- Tenure: 1–5 years
- Maximum Loan Amount: Varies (based on lender)
- Ideal For: Businesses, real estate investors, and short-term property buyers
Ready to buy?
Ready to Get Pre-Approved?
Let us help you secure the right mortgage with favorable rates and stress-free processing.
Want to check if you qualify for a mortgage?
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Didn’t Qualify?
Don’t Worry, we understand that everyone’s financial situation is different. Our team can work with you to create a personalized mortgage plan tailored to your needs and budget
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